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Frequently Asked Questions
What are the eligibility requirements for a loan?
To be eligible for a loan, you must be at least 18 years old, a legal resident of the country, have a steady source of income, and a valid bank account. We also consider your credit history, but we encourage everyone to apply as we evaluate each application individually.
How do I apply for a loan?
Our application process is entirely online and takes just a few minutes. Simply fill out our secure application form with your personal, employment, and financial details. You'll need to provide documents like proof of identity and income.
What documents are required for the application?
You will need a government-issued photo ID (like a driver's license or passport), proof of income (such as recent pay stubs or bank statements), and proof of address (like a utility bill or bank statement).
How long does it take to get a decision?
Most applications receive a decision within a few hours. In some cases, it may take up to one business day if additional verification is needed. You will be notified of our decision via email.
How and when will I receive the money?
Once your loan is approved, the funds are typically transferred directly to your bank account via an electronic transfer. Most customers receive their funds on the same business day of approval.
How can I make my loan repayments?
Repayments are made easy with automatic withdrawals from your bank account on your scheduled due dates. You can also make manual payments through your online account portal.